Storm Eowyn is making headlines as it approaches Ireland. It brings with it, dangerous weather conditions and a Status Red wind warning from Met Éireann. With wind gusts exceeding 130km/h expected and the possibility of heavy rain causing localised flooding, it’s vital to prepare your home for what lies ahead.

At Insure My House, we want to help you feel secure and empowered, especially during challenging times like these. In this blog, we’ll share practical tips to protect your home. Plus, we'll highlight why it’s important to ensure your home insurance policy is up-to-date.

What Is Storm Eowyn Bringing?

Met Éireann has issued severe weather warnings for Thursday and Friday as Storm Eowyn approaches:

Status Yellow - Rain Warning:

From 9:00 PM Thursday to 3:00 AM Friday, heavy rainfall may lead to localised flooding.

Status Red - Wind Warning:

From 2:00 AM to 10:00 AM Friday, gale-to-storm force winds will bring destructive gusts over 130km/h. This will pose a danger to life, causing significant structural damage, and widespread power outages. Coastal flooding is also likely in low-lying areas.

Stay updated on the latest forecasts by visiting Met Éireann’s website.

Preparing Your Home for Storm Eowyn

1. Secure Outdoor Items

High winds can turn outdoor furniture, bins, or loose items into dangerous projectiles. Bring these items indoors or secure them with heavy-duty straps. Don’t forget to check for overhanging branches or weak trees near your property that could fall and cause damage.

2. Check Your Roof and Gutters

Inspect your roof for any loose tiles or slates, as these can easily be dislodged during strong gusts. Clear gutters and downpipes to ensure water can flow freely, reducing the risk of flooding caused by heavy rain.

3. Prepare for Power Outages

Storm Eowyn’s extreme wind gusts could potentially lead to widespread power cuts. Stock up on essentials like flashlights, batteries, and non-perishable food. Charge your devices in advance and have a backup power bank ready for emergencies. For real-time updates on faults during severe weather and alerts on planned outages, visit ESB Networks PowerCheck.

4. Review Your Insurance Policy

Ahead of the storm, take time to review your current house insurance policy. Ensure your insurance cover includes protection against storm damage, flooding, and structural repairs. If you’re unsure about your level of coverage, reach out to your insurer. They will guide you through the process and help you feel confident your home is protected.

Why It’s Essential to Be Insured

Storm Eowyn reminds us of how unpredictable and destructive severe weather can be. Without adequate insurance, storm damage could leave you facing expensive repair bills. Your policy should include:

Structural Damage Cover: For repairs to your roof, windows, or walls.

Flood Damage Cover: To protect against damage from heavy rain or coastal flooding.

Contents Cover: To replace damaged furniture, electronics, or other belongings.

If it’s been a while since you last updated your policy, now is the time to check that it still reflects the value of your home and belongings. Don’t wait until after the storm hits – protect your home and family now.

What to Do During Storm Eowyn

When Storm Eowyn arrives, your safety is the top priority. Stay indoors and avoid unnecessary travel. If you absolutely need to venture outside, exercise extreme caution, especially near trees or power lines.

Keep an emergency kit on hand, including:

1. A fully charged phone and power bank.

2. Bottled water and non-perishable snacks.

3. Flashlights and batteries.

4. A first-aid kit.

If your home suffers damage during the storm, document it with photos or videos as soon as it’s safe to do so. This evidence will be useful if you need to make an insurance claim.

Staying Safe After Storm Eowyn

Once the storm has passed, carefully assess any damage to your property. Avoid touching downed power lines or entering floodwaters, as these can be extremely dangerous. Contact your insurance provider to report any damage and start the claims process promptly.

Storm Eowyn is a stark reminder of how quickly severe weather can disrupt our lives. By preparing your home, reviewing your house insurance, and staying informed, you can minimise risks and protect what matters most.

At Insure My House, we’re here to help you secure the right insurance for your needs. Contact us today to review your policy or get a free quote. Let’s weather this storm together!