No. Insuremyhouse.ie is managed by City Financial Marketing Group Ltd, an insurance broker regulated by The Central Bank of Ireland, and one of Ireland’s largest operators in the insurance field, with specialist brands for home insurance, van insurance, car insurance, travel insurance, commercial insurance and life insurance. City Financial Marketing Group Ltd is also a member of Brokers Ireland and with access to over 20 house insurance products, we believe will find the policy most suited to your needs.

We have industry expert home insurance staff that only deal with home insurance and can answer any questions you may have.

We normally include this cover as standard, but each policy will have a different amount you are covered for. Check with our home insurance experts to see how much is included in your quote. This cover can also be removed from your policy if you do not have a shed or garage.

Yes, but similar to the cover for outbuildings, there will be a limit to the amount you are covered for. Please check with the Insuremyhouse.ie experts and they will confirm the amount of cover included on your quote.

Insuremyhouse.ie offers a bespoke low cost home insurance policy designed especially for landlords. This policy will insure you for the usual home insurance cover but we will also insure your house or apartment for loss of rent in the event of an incident. We also cover your liability in the event of an injury in the property.

As more and more people are renting these days. It is important to have renters insurance for your personal belongings. We can offer specific renters contents insurance for as little as €150 per year.

We will send you (by email or post) a cover letter confirming receipt of payment and that the cover is in force. A proposal form will be attached to complete and must be returned to by post to Insuremyhouse.ie or by email to [email protected]

When you become a customer of www.insuremyhouse.ie the policy schedule & booklet that is issued to you by email/post outlines the cover you have on your policy.

The signed proposal form/statement of Fact & statement of suitability.

If paying your policy on instalments we need the direct debit mandate returned within 7 days.

If you have cover for any specified items a valuation may need to be returned to us.

This is proof of your insurance; it outlines the cover you have in place. You must keep this for your own records.

This is a letter which shows your mortgage provider’s interest on the property, this needs to be forwarded to your mortgage provider to show proof the property is insured.

Policy excess is the amount you will have to incur yourself if you have a claim. Your policy excess is noted on your schedule.

Once the direct debit mandate is returned to us we will set up the instalments & your insurer will send you a schedule of payment amounts & when they will approach your account for the funds. It is usually the following month the first instalment will be collected, for example if you took out your policy on the 20th March your first instalment would go out on the 20th April or nearest working day.

This covers you for any accidents you cause yourself within the home, for example if you were doing up a room & knocked a tin of paint down your stairs it would cover the damage or if your television fell from a bracket on the wall. You can have cover for accidental damage on buildings and or contents. Usually there is an additional premium for this cover.

If you want to report a claim or you have an emergency please refer to the helpline numbers in your policy booklet.

The rebuild value you should insure is the cost of rebuilding your home from the ground up and not the market value of your property if you were to sell your home. When calculating this you should include any permanent fittings such as your fitted kitchen/bathroom, your garage & any gates/fences. We would recommend you refer to the Society of Chartered Surveyors’ guidelines when calculating the rebuild value www.scsi.ie

Contents are any items you can remove from your home if you were to move out. This would include items such as furniture, bed linen, appliances, clothing and personal effects. It is important not to underinsure your contents as you may not receive the full cost of replacing any lost or damaged contents.