Holiday homes are vacant for the majority of the year. This means that they are even more susceptible to break-ins, fire or flooding damage than a regular home. If any of the latter occur you might not be present to mitigate the damage hence, insurance is imperative.

As long as your holiday home is located in Ireland then you are eligible to purchase home insurance for it. Insuremyhouse.ie can discuss an appropriate policy for you and put you at ease regarding your second home.

The less time you spend at your property, the greater the risk. If you’re in a position to holiday a little more in your second home, it’s one way to reduce the cost. An alarm system is naturally one of the most effective ways of keeping your home safe when it is vacant as it alerts authorities to break-ins thus reducing the risk for your insurance provider. You could also ask a neighbour or a groundskeeper to keep an eye on your property while you are away. This is beneficial as it will alert you to problems quicker and thus you can mitigate the damage in a faster fashion. An additional alternative is to set all your lights on timer so as to give the perception that the house is always occupied this can help to reduce the risk of theft.

Yes, it is possible to obtain holiday home insurance if you have more than one holiday home in Ireland.