Having the right home insurance cover is essential to protect your home, your family and your personal belongings. With a wide range of house insurance specialists and brokers in Ireland it can be hard to decide which home insurance company can offer the biggest savings. At Insure My House our priority is getting you the right house insurance policy and coverage for your needs, while making significant savings so that can spend your money on family-time and not home insurance! We have compiled a list of our top tips for ensuring you get the cheapest house insurance policy with us.

1. Go through a Broker

Working with an insurance broker can help with significantly cutting down costs on your home insurance. House insurance brokers have the resources and the expertise to ensure that you get the best value home insurance policy available. At Insuremyhouse.ie our brokers have saved hundreds of Irish customers money on their home insurance. 

2. Building up a no claims discount

It might seem obvious, but building your no claims discount on your house insurance can really save money in the long-term. Generally, you qualify for a no claims discount when you have not claimed from your house insurance in several years. This is advantageous in the fact that no claims on your home insurance policy can mean savings of up to 50% on your policy! 

3. Multiple policy discount

If you can, try and have more than one policy with an insurance company. Having more than one policy can lead to a discount in your home insurance cover. For example, if you take out car insurance with one of our Insuremyhouse.ie sister companies, there is a greater possibility that one of our staff may be able to offer you a discount on your home insurance.

4. Review your home insurance policy annually

It is a good idea for homeowners to check the details of their house insurance policy annually as the renewal date approaches. Your coverage requirements may change year on year, so keeping on top of the details of your coverage means that your insurer is as up to date as possible on what might be the best value home insurance cover for you. 

5. Secure your home

Securing your home against the possibility of a burglary or fire not only helps to put your mind at ease about the safety of your home and belongings, but it can also mean that you can make savings on your home insurance. Take the necessary steps such as fitting locks on doors and windows, fitting a monitored home alarm and smoke alarm, and check for fire hazards around the home. Taking these precautionary steps can reduce your home insurance costs, and the possibility of disaster striking your home.

6. Get the correct rebuild value

Many homeowners tend to insure their home for its market value or the value they paid for it when it was purchased. However, you can make significant home insurance savings when you insure your home for the correct rebuild value rather than the sale value when it was bought. If you aren’t certain of the correct rebuild value of your house, the chartered surveyors of Ireland have a tool that can help with the correct evaluation https://scsi.ie/.

At Insuremyhouse.ie your home insurance savings are our priority. Save up to 50% on your house insurance premium by taking out a quote with us. Get in touch with us today, so we can help you.