House Insurance Tips
Friday, 10 May 2024

Your Guide to Home Improvement Grants in Ireland

Explore home improvement grants in Ireland, from solar panels to heat pumps. Learn about the eligibility criteria and tips to make the most of these grants.

In Ireland, home improvement grants are a valuable resource for homeowners seeking to revamp their living spaces. As a trusted provider of home insurance in Ireland, we understand the importance of enhancing your home. These grants offer a pathway to reducing energy bills while contributing to a greener environment. So, let's explore the available home improvement grants and who is eligible for them. Understanding what is available will help empower you to lower your energy costs and improve your home. 


Understanding Home Improvement Grants

When it comes to improving your home, financial assistance can be a game-changer. Home improvement grants, available through government schemes and the Sustainable Energy Authority of Ireland (SEAI), aim to encourage homeowners to invest in energy-efficient upgrades. These grants not only reduce upfront costs but also lead to long-term savings on energy bills. One of the key benefits of
these grants is their ability to lower initial expenses, making home improvements more accessible. By covering part of the costs, grants make it easier for individuals and families to undertake projects that may otherwise be financially daunting. 

Additionally, these grants encourage the use of eco-friendly technologies. By investing in renewable energy sources, homeowners reduce their carbon footprint. This helps contribute to fighting climate change. Overall, home improvement grants in Ireland offer a win-win solution. They provide financial support for eco-friendly upgrades while delivering long-term savings and benefits. Taking advantage of these grants allows homeowners to enhance their homes' comfort, efficiency, and sustainability while contributing to a brighter future for all. 


Home Improvement Grants in Ireland



1. Grants for Solar Panels

Solar panels are a fantastic way to tap into renewable energy and cut down on energy costs. The Solar Electricity Grant, managed by the SEAI, offers a helpful one-time grant. It aims to assist you with buying and setting up solar photovoltaic (PV) panels for your home. To be eligible, you need to own a home built and lived in before 2021 and use new materials and products not previously covered by other grant schemes. You also need to hire a registered company from SEAI’s approved list. 

You can get up to €2,100 as the maximum grant, covering both materials and labour costs, unless you're a contractor doing the work in your own home. In that case, only material costs are covered. 

Solar panels work by converting sunlight into electricity. They can power your home appliances like TVs, kettles, and toasters. Typically, they're installed on rooftops or in gardens, with most homes needing around six or seven panels. To qualify for the grant, ensure that electrical work is done by a Safe Electric Ireland electrician and get a Building Energy Rating (BER) after installation. Going solar not only reduces your reliance on traditional energy but also makes you eligible for valuable grants.

This makes it a smart grant choice for eco-conscious homeowners in Ireland looking to improve their homes. 



2. Grants for Heat Pump Systems

Heat pumps offer a modern and eco-friendly alternative to traditional heating methods. They provide efficient heating and cooling for residential properties. With the heat pump system grant, homeowners can receive up to €6,500 for houses and €4,500 for apartments to help cover the costs of installing or heat pump systems. Additionally, a €200 grant is available for a technical assessment, which is required before applying for the heat pump grant. 

So, what exactly is a heat pump? Unlike conventional heating systems that burn fossil fuels, heat pumps extract heat from the air or ground and transfer it indoors to heat your home. This
process is highly energy-efficient and produces fewer greenhouse gas emissions, making it a more sustainable option for heating and cooling. By harnessing renewable energy sources, heat pumps not only reduce your carbon footprint but also help lower energy bills in the long run!

At Insuremyhouse.ie, we're not just experts in house insurance; we also understand the importance of making environmentally conscious decisions for your home. That's why we encourage homeowners in Ireland to explore options like these to help them qualify for valuable house improvement grants. 



3. The Warmer Homes Scheme

The Warmer Homes Scheme offers a helping hand to homeowners receiving certain social welfare payments, prioritising the oldest and least energy-efficient homes. This home improvement grant is aimed at improving the energy efficiency and warmth of homes in Ireland. They cover essential interventions such as attic insulation, wall insulation, draught-proofing, lagging jackets, and energy-efficient lighting. 

To be eligible, your home should have a Building Energy Rating (BER) between C and G. In addition, you should be receiving one of the following social welfare payments:  

· Fuel Allowance 

· Working Family Payment 

· Jobseeker’s Allowance (for over 6 months with a child aged under 7) 

· Disability Allowance (for over 6 months with a child aged under 7) 

· Domiciliary Care Allowance 

· One Parent Family Payment 

· Carer's Allowance. 

You can easily apply online, making it convenient for eligible homeowners to access these valuable energy-saving upgrades. 


4. Home Energy Upgrade Loan Scheme

Exciting news for homeowners! Now, you can access Government-backed, low-cost loans tailor-made to elevate your home's energy performance. Investing in energy efficiency isn't just about making your home warmer – it's about creating a healthier environment while reducing your carbon footprint. 

With this scheme, the goal is to support home energy upgrade works that are also grant-aided through the SEAI. You can borrow anywhere from €5,000 to €75,000 for a term of up to 10 years. These loans are available through various participating finance providers, including banks and select credit unions. Plus, the interest rates are designed to be significantly lower than those you'd typically find in the market. 

Here's the best part: you have the flexibility to allocate up to 25% of the loan towards non-energy-related works, like giving your home a fresh coat of paint or updating your décor! And, because these loans are unsecured, there's no need to worry about any charges against your property. For full terms and conditions, as well as a list of participating providers, head over to the SBCI website. It's time to take control of your home's energy efficiency journey with confidence and ease.

Home improvement grants in Ireland offer a gateway to a brighter, more sustainable future. From solar panels to insulation upgrades, these grants empower you to enhance your home while reducing your environmental impact. As you embark on your renovation journey, remember that Insure My House is here to support you every step of the way. Protect your investment with our comprehensive home insurance policies tailored to your needs. Visit our website today to learn more and secure your peace of mind.